Refinancing / Debt Consolidation

• Are you wondering if your home loan is still the perfect fit for your current circumstances?
• Are you thinking there might be a cheaper interest rate available than your current home loan rate?
• Could you benefit from consolidating a number of debts into one loan, to save you money and simplify your financial situation?

The most important thing you can do with your home loan is to review it every one to two years, to ensure you still have the absolute best arrangement to meet your current needs.

Lenders are recognising now more than ever that people’s needs change over time, and are meeting this need for flexibility with gusto!

And, in order to compete, lenders are offering great interest rates and special offers to win (or keep) your business.

Refinacing your home loan is one of the simplest, yet most effective steps you can take to reduce your expenses, and increase your disposable income. Yet most Australians make the mistake of ‘set and forget’, and never revisit their home loan, for the entire 25 or 30 year term of the loan!

Wouldn’t you rather have extra money in your pocket every week to go to the movies or have a nice dinner out, or save towards a holiday, instead of paying this money to your lender in unnecessary extra interest?

After learning about your individual current needs, an experienced Energise Home Loans mortgage broker can advise you on whether you have the best home loan to meet your needs.

It may be possible to refinance to another lender with our help, to save you thousands of dollars in interest every year.

Or, you may even choose to stay with your current lender, and we could negotiate a better interest rate on your behalf.